On-ChainXRP Ledger Flips Ethereum as RLUSD's Home Chain|$810M RLUSD on XRPL (51.7%) vs $756M on Ethereum · First time XRPL leads|MilestoneXRP Locked in US Spot ETFs Near 965M|96.5% of the way to a billion · ~35M XRP to go|On-Chain$1.43B in Real-World Assets Now Live on the XRP Ledger|Led by Ondo tokenized US Treasuries · Minting & redeeming against RLUSD|On-ChainXRP Ledger Flips Ethereum as RLUSD's Home Chain|$810M RLUSD on XRPL (51.7%) vs $756M on Ethereum · First time XRPL leads|MilestoneXRP Locked in US Spot ETFs Near 965M|96.5% of the way to a billion · ~35M XRP to go|On-Chain$1.43B in Real-World Assets Now Live on the XRP Ledger|Led by Ondo tokenized US Treasuries · Minting & redeeming against RLUSD|On-ChainXRP Ledger Flips Ethereum as RLUSD's Home Chain|$810M RLUSD on XRPL (51.7%) vs $756M on Ethereum · First time XRPL leads|MilestoneXRP Locked in US Spot ETFs Near 965M|96.5% of the way to a billion · ~35M XRP to go|On-Chain$1.43B in Real-World Assets Now Live on the XRP Ledger|Led by Ondo tokenized US Treasuries · Minting & redeeming against RLUSD|

XRP Radar:
Where All 100 Billion XRP Lives

Daily tracking of all 100 billion XRP: Ripple Escrow, Exchange Holdings, ETFs, DeFi/AMM Pools, Tokenized RWA, and Corporate Treasuries. Updated daily.

Total Supply
100B
XRP
In Escrow
32.44B
32.4%
Circulating
67.55B
67.5%
XRP Burned
14.4M
0.014%
RLUSD
$1.54B
Stablecoin
Exchanges
15.67B
15.7%
ETFs & Index
964.5M
0.964%
DeFi / AMM
366.1M
0.366%
Tokenized RWA
$4.39B
USD value
Treasury
473.3M
0.473%
32.4%
19.2%
15.7%
10.5%
9.9%

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What is XRP Radar?

XRP Radar is a free tool that tracks where all 100 billion XRP lives across ETFs, corporate treasuries, DeFi protocols, RWA tokenization, Ripple escrow, and exchange holdings. Data is updated daily from verified sources.

Ripple Escrow System

Cryptographically locked XRP with scheduled monthly releases

In Escrow
32.44B
32.4% of supply
Monthly Unlock
1.00B
Released on 1st
Typically Re-locked
~70%
700.0M XRP
Net Monthly
~300.0M
enters circulation

The Monthly Escrow Cycle

ESCROW
32.44B
1st of month: 1B unlocks
UNLOCKED
1B XRP
splits into
USED
~300M
ODL & Partners
RE-LOCKED
~700M
Back to queue
Re-locked XRP goes to end of escrow queue
Escrow Timeline

At the current net release rate of ~300.0M/month, the escrow will take approximately 9+ years to fully deplete. The exact timeline depends on Ripple's usage and market conditions.

Source: XRPSCAN escrow wallet tracking & Ripple quarterly reports. Escrow releases are cryptographically enforced on the XRP Ledger.

Exchange Holdings

XRP held on major cryptocurrency exchanges worldwide

Total on Exchanges
15.67B
XRP
USD Value
$17.2B
at current price
Exchanges Tracked
22
platforms
% of Supply
15.7%
of 100B total

All Exchanges (22)

1
UpbitSouth Korea

12 tracked wallets

6.44B
$7.0B
41.1%
2
BinanceGlobal

22 tracked wallets

2.61B
$2.9B
16.7%
3
BithumbSouth Korea

2 tracked wallets

1.85B
$2.0B
11.8%
4
UpholdGlobal

4 tracked wallets

1.64B
$1.8B
10.5%
5
bitbankJapan

2 tracked wallets

578M
$633M
3.7%
6
CoincheckJapan

2 tracked wallets

556M
$609M
3.5%
7
eToroGlobal

2 tracked wallets

480M
$526M
3.1%
8
Crypto.comGlobal

3 tracked wallets

346M
$379M
2.2%
9
CoinoneSouth Korea

2 tracked wallets

313M
$343M
2.0%
10
bitFlyerJapan

2 tracked wallets

191M
$209M
1.2%
11
CoinbaseUnited States

7 tracked wallets

114M
$124M
0.7%
12
BitgetGlobal
107M
$117M
0.7%
13
BitrueGlobal

4 tracked wallets

106M
$117M
0.7%
14
SBI VC TradeJapan
85M
$93M
0.5%
15
Bybit

3 tracked wallets

82M
$89M
0.5%
16
KrakenUnited States

2 tracked wallets

76M
$83M
0.5%
17
Gate.io

4 tracked wallets

48M
$52M
0.3%
18
BitfinexHong Kong

2 tracked wallets

47M
$51M
0.3%
19
BitstampLuxembourg

2 tracked wallets

8M
$9M
0.1%
20
Coins.phPhilippines
391K
$428K
0.0%
21
KuCoin
381K
$417K
0.0%
22
KorbitSouth Korea
1
$1.095
0.0%
Korean
8.60B
4 exchanges
Global
5.29B
6 exchanges
US
189M
2 exchanges
Other
1.60B
10 exchanges

Note: Exchange holdings represent customer deposits, not proprietary holdings. Some exchanges may have additional unlabeled wallets not included here.

Source: XRPSCAN Rich List - Wallet addresses and balances verified via XRPL on-chain data.

XRP in ETFs & Index Funds

Institutional adoption through regulated investment vehicles

Total XRP Locked
964.49M
Total AUM
$1.06B
% of Total Supply
0.964%
ETF Count
7

Holdings Breakdown

1
XRP
281.62M
Bitwise$310.4M
2
XRPC
231.15M
Canary Capital$254.8M
3
XRPZ
228.08M
Franklin Templeton$251.3M
4
TOXR
108.35M
21Shares$119.4M
5
GXRP
55.03M
Grayscale$59.7M
6
XRPR
38.35M
REX-Osprey$42.0M
7
BITWINDEX
21.90M
Bitwise Index$24.1M

7 ETFs & index funds now hold 964.49M XRP ($1.06B). This represents 0.964% of the total supply - and growing weekly.

Source: XRP-Insights.com - ETF holdings data aggregated from official issuer reports.

XRP in DeFi

Yield, AMMs, and bridges across XRPL & Flare

XRP Locked
366.1M
Total TVL
$399M
D
Doppler Finance

Institutional yield on XRPL

Yield
84.3M XRP
$92M
X
XRPL Native AMM

Native on-ledger AMM

AMM
12.8M XRP
$14M
S
Strobe Finance

XRPL DeFi protocol

Money Markets
139K XRP
$151K

Wrapped XRP (Other Chains)

cbXRP (Coinbase)Wrapped
98.3M XRP
wXRP (Hex Trust)Wrapped
18.8M XRP

Agentic Payments (x402)

AI agents paying for services on the XRP Ledger, in real time

“Recently, nearly a million agent transactions have settled through our XRPL x402 facilitator. More agents, more merchants, and more volume are coming to the XRP Ledger.”

t54 Labs, operator of the XRPL x402 facilitator

Agent Transactions
1,142,393
~39.8K/day
Active Agents
40
autonomous payers
Merchants
123
accepting agent pay
Paid Services
198
x402 endpoints
Daily settlements (last 14 days)
Most recent day: 6,502 settlements
Settled value (all-time)
3513 XRP + 1596 RLUSD

These are sub-cent micropayments — an agent pays per API call or inference. The story here is transaction count, not dollar volume.

How agentic payments work on XRPL

x402: pay-per-request

A service replies HTTP 402 Payment Required; the agent pays and retries automatically. The open standard Coinbase revived for machine payments.

Native XRPL settlement

t54's facilitator verifies a pre-signed XRPL Payment and submits it — non-custodial, funds move agent → merchant directly, in XRP or RLUSD.

Ripple-endorsed

XRPL is a supported x402 chain via t54 (Ripple is a strategic investor & partner). Also a Mastercard Agent Pay launch partner.

Top merchants by agent transactions

1
Heurist Mesh
rMPwy3Ntx56Nyc2fKGNm7VRWdmpHSB92Z7
419,658
transactions
2
LucyOS
rJMvspZMb1FRHmy8d3RP2eVGPjRmfKXh6e
379,669
transactions
3
AskSurf
ra9b6JX5aPVbdJhogDDddsRAcasWg7gzC3
27,656
transactions
4
ClawBank
rJBKtRaoQTepBEx3xjXWe71m32h3jY7fwB
21,359
transactions
5
r3XrPZxU…aaF2
r3XrPZxUDzm3sFAzJyXwzWS4JuWzmqaaF2
3,061
transactions
Verified on-chain. Every settlement is a native XRPL Payment tagged with the facilitator's SourceTag 804681468. Our cron spot-checks a recent settlement against rippled each run — last confirmed C4333A7773 (ledger 105,543,215).

Sources: t54 XRPL AI Hub (facilitator operator, live index), XRPL agentic docs, and on-chain settlement via rippled.

Tokenized Real World Assets

Treasuries, private credit, commodities, funds & real estate on XRPL

Total Tracked Value
$4.39B
18 assets
Distributed On-Chain
$323M
7 transferable assets
Registry (Represented)
$4.07B
11 platform-locked records

Two Ways Real-World Assets Use XRPL

Distributed$323M

Tokens that can leave the issuing platform and move wallet-to-wallet — even with investor whitelists. This is real on-chain float: it settles peer-to-peer, plugs into DeFi, and is the strictest measure of investor adoption. Values are live NAV × on-chain supply, verified against the ledger.

Examples: Ondo OUSG, OpenEden TBILL, Guggenheim commercial paper, Dubai property tokens.

Represented (Registry)$4.07B

Tokens that cannot leave the issuing platform, by design or regulation. Here XRPL works as the system of record — issuance, lifecycle, reconciliation — replacing legacy back-office rails. Values are contracted or appraised notionals, not tradable float, so read them as adoption of XRPL as infrastructure.

Examples: YPF Luz energy, CRX & VERT credit, Mercado Bitcoin receivables, Ctrl Alt diamonds.

How They're Being Used

On-chain cash management

Tokenized T-bill funds (Ondo OUSG, OpenEden TBILL) let institutions hold yield-bearing treasuries that settle 24/7. XRPL is now the largest chain for OUSG.

Working-capital markets

Guggenheim issues Moody’s P-1 rated commercial paper directly on-ledger via Zeconomy, with maturities up to 397 days.

Issuance registry

Brazilian platforms (CRX, VERT, Mercado Bitcoin) run the issuance and lifecycle of private credit — agribusiness CRAs, pension FIDCs, consortium quotas — with XRPL as the system of record.

Fractional ownership

Dubai Land Department property deeds (from AED 2,000), vaulted diamonds, and contracted energy are tokenized for fractional investors, with a regulated secondary market live on Prypco Mint.

Distributed On-Chain (7) — $323M

Transferable tokens held by outside investors; values verified from on-chain supply.

1
Ondo OUSG
$222M

Ondo Finance | US Treasuries + BlackRock BUIDL

Treasury BillsDistributed
2
Guggenheim DCP (Zeconomy)
$40M

Various | Various

Commercial PaperDistributed
3
OpenEden TBILL
$30M

OpenEden | Bank of New York Mellon

Treasury BillsDistributed
4
Fisherman Capital Orca Fund
$19M

Fisherman Capital (via Asseto) | Cayman SPC

Investment FundDistributed
5
Tokenized Real Estate
$6M

Ctrl Alt Solutions | Various

Real EstateDistributed
6
DL High Growth Investment LPF
$3M

DL Capital HK (via Asseto) | Hong Kong LPF

Investment FundDistributed
7
Fisherman Orca Fund - Class B
$3M

Fisherman Capital (via Asseto)

Investment FundDistributed

Registry / Represented (11) — $4.07B

Platform-locked records; values are contracted or appraised notionals reported by the issuer.

8
Justoken Energy (JMWH)
$2.23B

Justoken | Various

CommoditiesRegistry
9
CRX Tokenized Credit
$1.02B

CRX Digital Assets (Cryptum + ArchX/Opea) | Oliveira Trust / Vortx DTVM (per-issuance)

Private CreditRegistry
10
VERT Private Credit
$438M

VERT Capital | Brazilian agribusiness + INSS receivables (CVM Res. 175)

Private CreditRegistry
11
Diamonds: AD Collection
$105M

Ctrl Alt / Billiton Diamond | Dubai (VARA-regulated)

CommoditiesRegistry
12
Mercado Bitcoin Receivables
$95M

Mercado Bitcoin | Various (Brazilian consortium administrators, INSS)

Private CreditRegistry
13
Diamonds: FS/AG/KPS/SG/KD Collections
$76M

Ctrl Alt / Billiton Diamond | Dubai (VARA-regulated)

CommoditiesRegistry
14
Diamonds: SD Collection
$46M

Ctrl Alt / Billiton Diamond | Dubai (VARA-regulated)

CommoditiesRegistry
15
Diamonds: L Collection
$38M

Ctrl Alt / Billiton Diamond | Dubai (VARA-regulated)

CommoditiesRegistry
16
Diamonds: S Collection
$15M

Ctrl Alt / Finestar Jewellery & Diamonds | Dubai (VARA-regulated)

CommoditiesRegistry
17
Ctrl Alt DLD Pilot Properties
$2M

Ctrl Alt Solutions DMCC

Real EstateRegistry
18
TokenOne - TS Securitizadora 01
$0

TS Securitizadora (via TokenOne)

Private CreditRegistry

18 tokenized assets worth $4.39B are tracked on XRPL. Only $323M of that is freely transferable investor float — the rest is registry-style tokenization where institutions use XRPL as financial infrastructure. Headline numbers elsewhere often blend the two (rwa.xyz counts $3.97B across the full network at issuer-reported valuations), which is why we show them separately.

Sources: XRP Ledger (on-chain), Ripple RLUSD, Ondo Finance, OpenEden, rwa.xyz - issuer pages & validated-ledger reads.

RLUSD Stablecoin

Ripple's enterprise-grade USD stablecoin on XRPL & Ethereum

Market Cap
$1.54B
1:1 USD backed
Launch Date
Dec 17
2024
Exchanges
8+
Live listings
Rank
#43
CoinMarketCap

RLUSD by Chain

Total supply $1.54B
Leads
XRP Ledger
$863.4M
56%
Ethereum
$675.9M
44%
XRP Ledger 56%Ethereum 44%

The XRP Ledger now holds $187.4M more RLUSD than Ethereum

Coming soon via Wormhole NTT: Optimism, Base, Ink, Unichain

Exchange Listings

Binance
RLUSD/USDT
Uphold
RLUSD/USD
Bitstamp
RLUSD/USD
Bitso
RLUSD/MXN
Bullish
RLUSD/USD
MoonPay
On-ramp
Independent Reserve
RLUSD/AUD
CoinMENA
RLUSD/AED
KrakenSoon
TBA
CoinbaseSoon
TBA

Institutional Integrations

BlackRock BUIDLSettlement & Redemption
Tokenized Treasury

Instant 24/7 redemption of tokenized treasury shares for RLUSD

VanEck VBILLSettlement & Redemption
Tokenized Treasury

Tokenized T-Bill fund with RLUSD settlement via Securitize

LMAX GroupCollateral
Institutional Exchange

$150M Ripple investment - RLUSD collateral for FX, crypto spot & futures

Interactive Brokers24/7 Funding
Brokerage

Round-the-clock account funding via stablecoin rails

BNY MellonPrimary Custody
Custodian

Bank of New York Mellon as primary custodian for RLUSD reserves

AMINA BankCustody & Trading
Crypto Bank

Swiss-regulated crypto bank offering RLUSD services

DeFi Integrations

XRPL AMM
171 pools
XRPLNative AMM
Curve Finance
$74M
EthereumUSDC/RLUSD Pool
Aave Horizon
$408M volume
EthereumRWA Market

Regulatory Approvals

NYDFS
New York
DFSA
Dubai
BNY Mellon
Primary Custodian
Monthly Attestation
Reserve Audits

Primary Use Cases

Cross-border payments
Exchange on/off ramps
RWA tokenization
Derivatives settlement
DeFi collateral
Merchant payouts

Data Sources: Per-chain supply read live on-chain — XRPL via rippled gateway_balances on the RLUSD issuer, Ethereum via totalSupply() on the RLUSD contract. Cross-checked against rl-tracker.com (matches to <$1M). Reference: RWA.xyz, Ripple.

Corporate Treasuries (DAT)

Companies holding XRP on their balance sheet

Active Holdings
473.28M
XRP
Total Value
$518M
at $1.09
Planned / Announced
$1.47B
in pipeline
Companies
1 / 8
active / total

Active Holdings (1)

1
XRPN
473.28M

Evernorth Holdings

treasury-company

Announced / In Pipeline (7)

NMHI
$20M

Natures Miracle

Announced
VVPR
$100M

VivoPower International

Announced
TDTH
$500M

Trident Digital Tech

Announced
WEBS
$300M

Webus International

Announced
TZUP
$5M

Thumzup Media

Announced
WKSP
$5M

Worksport Ltd

Announced
WGRX
$50M

Wellgistics Health

Announced

1 companies actively hold 473.28M XRP ($518M) on their balance sheets. An additional $1.47B has been announced by 7 companies planning to adopt XRP treasury strategies.

Sources: Evernorth Holdings - Official company announcements and SEC filings.

Data Sources & Methodology

ETF Data: Sourced directly from official ETF issuer websites and verified daily.

Escrow: Ripple's cryptographic escrow releases ~1B XRP monthly, with unused portions re-locked.

Exchange Holdings: Estimated based on publicly available wallet data and exchange reports.

Ripple & Founders: Estimated based on known wallet addresses tracked by the community.

DeFi: XRPL native AMM total value locked from on-chain data.

RWA: Real-world assets tokenized on XRPL, including the Archax/abrdn partnership.

Where All 100 Billion XRP Is — Live Breakdown

As of , at $1.09 per XRP. Every category is compiled from primary sources: the XRP Ledger itself (rippled), issuer websites, and on-chain wallet tracking — never third-party aggregators.

CategoryXRP% of 100BUSD Value
Other Circulating40.13B40.13%$43.93B
Ripple Escrow32.44B32.44%$35.51B
Exchange Holdings15.67B15.67%$17.16B
Founders5.20B5.20%$5.69B
Ripple Operational4.74B4.74%$5.19B
ETFs & Index Funds964.5M0.96%$1.06B
Corporate Treasuries473.3M0.47%$518M
DeFi / AMM366.1M0.37%$399M
Burned (fees, permanent)14.4M0.01%$16M

Separately, $4.39 billion of tokenized real-world assets (18 assets) and a $1.54 billion RLUSD stablecoin supply live on the XRP Ledger — measured in USD rather than XRP because those tokens represent external assets. For per-fund AUM, holdings, and daily flows, see the full XRP ETF Tracker.

How Much XRP Is on Exchanges?

15.67 billion XRP (15.7% of total supply, about $17.16 billion) sits in publicly attributed wallets of 22 tracked exchanges as of .

ExchangeXRP HeldShare of TrackedWallets Tracked
Upbit6.44B41.1%12
Binance2.61B16.7%22
Bithumb1.85B11.8%2
Uphold1.64B10.5%4
bitbank577.8M3.7%2
Coincheck556.1M3.5%2
eToro480.4M3.1%2
Crypto.com346.0M2.2%3
Coinone313.2M2.0%2
bitFlyer191.3M1.2%2

Plus 12 more exchanges in the interactive tracker above.

How we track exchange wallets (and what we can't see)

We sum the live balances of 82 publicly attributed exchange wallets on the XRP Ledger, read via rippled. Omnibus and unattributed cold wallets are not included, so this figure is a verified floor, not a ceiling — unlike aggregator estimates, every wallet we count is attributable, and the per-exchange list above shows exactly what is being summed.

How Much XRP Is in Ripple's Escrow?

32.44 billion XRP (32.4% of the 100 billion total supply, worth $35.51 billion) is locked in Ripple's on-ledger escrow as of — summed daily from live Escrow objects on the XRP Ledger via rippled.

When is the next escrow unlock?

Ripple's escrow contracts unlock on the 1st of every month — the next release is scheduled for August 1, 2026, making up to 1 billion XRP available. Historically, most of each release is sent straight back into new escrow contracts at the end of the queue; only the portion Ripple actually uses enters circulation.

Why do sources disagree on the balance?

Widely-cited articles still quote anywhere from 38 to 48 billion XRP in escrow, and some explorers serve cached balances that can run billions high. The number above is not an estimate: it is the sum of every live Escrow object on the ledger at the time shown. Static articles go stale; the ledger does not.

XRP Treasury Companies: Verified Holdings

1 companies hold a combined 473.3 million XRP ($518 million, 0.47% of total supply) on their balance sheets as of .

CompanyXRP HeldUSD ValueVerified
Evernorth Holdings (XRPN)473.3M$518MYes

Announced vs actually purchased

Announcements are not holdings. The table above counts only active, verified positions — confirmed on-chain where wallet addresses are known, or via regulatory filings. Separately, 7 companies have announced XRP treasury plans totaling about $1.47 billion that have not yet been verified as purchases — those are tracked but excluded from the totals.

XRP Supply — Frequently Asked Questions

How much XRP is in escrow?

32.44 billion XRP (32.4% of the 100 billion total supply, worth about $35.51 billion) is locked in Ripple's on-ledger escrow as of July 13, 2026. The figure is read daily from live Escrow objects on the XRP Ledger via rippled. Ripple can release up to 1 billion XRP per month from escrow; unused amounts are re-locked at the back of the queue.

How much XRP does Ripple hold?

Ripple holds approximately 37.18 billion XRP as of July 13, 2026: 32.44 billion XRP locked in escrow plus 4.74 billion XRP in operational wallets. Co-founders and early executives hold roughly 5.20 billion XRP on top of that. These figures come from on-chain wallet tracking, not company press releases.

How much XRP do ETFs hold?

US spot XRP ETFs and index funds hold 964.5 million XRP (about $1.06 billion in assets) across 7 funds as of July 13, 2026. The largest is Bitwise (XRP) with 281.6 million XRP. Holdings are verified daily from each issuer's own website, not third-party aggregators.

How much XRP is held on exchanges?

Roughly 15.67 billion XRP (15.7% of total supply, about $17.16 billion) sits in known wallets of 22 major exchanges as of July 13, 2026, tracked from public on-chain wallet data.

What is XRP's circulating supply?

About 67.55 billion XRP is circulating as of July 13, 2026. That is the fixed 100 billion total supply, minus 32.44 billion XRP locked in Ripple's escrow, minus about 14.4 million XRP permanently burned as transaction fees. No new XRP can ever be created.

How much value is tokenized on the XRP Ledger (RWA)?

$4.39 billion of real-world assets are tokenized on the XRP Ledger as of July 13, 2026, verified on-chain against each issuer's XRPL address. Of that, $323 million is "distributed" (freely transferable investor float, like Ondo OUSG and OpenEden TBILL) and $4.07 billion is "represented" (platform-locked registry tokens valued at contracted notionals, like tokenized Brazilian credit). Aggregators quote up to $3.97 billion by counting all notionals at face value.

How big is RLUSD, Ripple’s stablecoin?

RLUSD has a market cap of about $1.54 billion as of July 13, 2026, split roughly 56% on the XRP Ledger ($863 million) and 44% on Ethereum ($676 million). Supply is read directly from the XRPL issuer address and the Ethereum token contract.

How much XRP is locked in DeFi?

About 366.1 million XRP ($399 million) is locked across 7 XRPL DeFi protocols and AMM pools as of July 13, 2026, including the native XRPL AMM, Flare FAssets, and XRPfi staking protocols.

Who owns the most XRP?

Ripple is by far the largest holder with 37.18 billion XRP (escrow plus operational wallets) as of July 13, 2026. After Ripple: exchanges hold 15.67 billion XRP for their customers, co-founders hold about 5.20 billion XRP, ETFs hold 964.5 million XRP, and corporate treasuries hold 473.3 million XRP.

How many companies hold XRP in their treasury?

1 companies hold a combined 473.3 million XRP (about $518 million) on their balance sheets as of July 13, 2026, led by dedicated digital-asset treasury companies. Holdings are verified on-chain where wallet addresses are known.

When does Ripple's escrow unlock?

Ripple's escrow contracts unlock on the 1st of each month, releasing up to 1 billion XRP. Historically most of each release is sent back into new escrow contracts at the end of the queue; only the portion Ripple actually uses enters circulation. The current escrow balance is 32.44 billion XRP as of July 13, 2026.

Do XRP ETFs hold real XRP or futures?

US spot XRP ETFs hold real XRP with qualified custodians — currently 964.5 million XRP across 7 funds as of July 13, 2026. Futures-based XRP products exist separately, but every fund tracked here reports actual XRP holdings, verified from the issuer's own website.

How much XRP has been burned?

About 14.4 million XRP has been permanently destroyed as of July 13, 2026. Every XRP Ledger transaction burns a small fee (currently ~0.00001 XRP), which is subtracted from total supply at the protocol level. Burned XRP can never be recovered or reissued, making XRP's supply slowly deflationary.

How much XRP is lost forever?

An estimated 531.0 million XRP is considered lost or inaccessible as of July 13, 2026 — held in wallets with lost keys, blackholed addresses, or long-dormant accounts. Unlike the exact on-chain burn count, this is an estimate; lost XRP cannot be recovered or reissued.

Which exchange holds the most XRP?

Upbit holds the most XRP among tracked exchanges, with about 6.44 billion XRP across 12 known wallets as of July 13, 2026. In total, 22 tracked exchanges hold 15.67 billion XRP in publicly attributed wallets.

Which company holds the most XRP?

Evernorth Holdings (XRPN) holds the most XRP of any company, with about 473.3 million XRP ($518 million) as of July 13, 2026. Across all 1 tracked companies, corporate treasuries hold 473.3 million XRP.

Why do sources disagree on Ripple's escrow balance?

Widely-cited articles still quote anywhere from 38 to 48 billion XRP in Ripple's escrow. The live on-chain figure — summed directly from Escrow objects on the XRP Ledger via rippled — is 32.44 billion XRP as of July 13, 2026. Static articles go stale and some explorers serve cached balances; the ledger itself does not.

Updated Jul 13, 12:25 AM