How Much XRP Does Ripple Own?
Live, on-chain answer · read from the XRP Ledger · verified 2026-07-24
How much XRP does Ripple own? Ripple owns roughly 37.18 billion XRP — about 37.2% of the total 100 billion supply. That splits into 32.44 billion XRP locked in on-chain escrow and 4.74 billion XRP in operational (non-escrow) holdings. The original founders hold a further ~4.60 billion XRP separately. All figures are read live from the XRP Ledger (as of 2026-07-24), not a third-party estimate.
Ripple’s XRP, broken down (live)
| Holding | XRP | % of supply | Source |
|---|---|---|---|
Ripple escrow Locked in cryptographic escrow, released monthly | 32.44B | 32.44% | On-chain: rippled Escrow objects |
Ripple operational Non-escrow holdings held by Ripple Labs | 4.74B | 4.74% | On-chain wallets + Ripple reporting |
| Ripple total | 37.18B | 37.18% | Sum of the above |
Escrow is summed from live on-chain Escrow ledger objects via rippled (self-correcting: a released tranche drops out of the ledger automatically), not XRPScan’s nightly cache. Prices at $1.11/XRP.
What about the founders?
The founders held XRP personally — separate from Ripple the company. Together they hold roughly 4.60 billion XRP.
| Founder | XRP held | Note |
|---|---|---|
| Chris Larsen | 2.60B | Estimated 2.5-2.7B XRP. Received 9.5B at founding (2012), donated 1B+, sold portions. Forbes crypto billionaire. |
| Arthur Britto | 2.00B | Estimated ~2B XRP. Received similar allocation to Larsen at founding. Very private, no public disclosures. |
| David Schwartz | 1M | Ripple CTO. Publicly states he holds "over 1 million XRP" (earlier grants ~26M, sold most over the years). Prior 500M figure was an unsourced role-seniority estimate; corrected down to his own stated ~1M+ (low confidence, no public wallet). Reviewed 2026-07-23. |
| Jed McCaleb | 0M | Sold his entire ~9B XRP allocation over 8 years; "tacostand" settlement wallet (rEhKZcz5Ndjm9BzZmmKrtvhXPnSWByssDv) fully emptied July 2022, now holds ~177 XRP dust. Effectively 0. Verified on-chain via rippled account_info (2026-07-23). |
Frequently asked questions
How much XRP does Ripple own?
Ripple holds about 37.18 billion XRP (~37.2% of the 100 billion total supply): 32.44 billion in cryptographic escrow plus 4.74 billion in operational holdings, as of 2026-07-24. These figures are read directly from the XRP Ledger.
How much XRP is in Ripple’s escrow?
32.44 billion XRP is currently held in on-chain escrow, summed from the actual Escrow ledger objects via the rippled JSON-RPC API (not XRPScan’s cached figure, which over-counts released tranches). Ripple releases up to 1 billion XRP per month, with the unused portion re-escrowed.
Do the founders’ holdings count as Ripple’s XRP?
No. The founders held XRP personally, separate from Ripple the company. Chris Larsen and Arthur Britto retain sizeable holdings, David Schwartz holds a small amount, and Jed McCaleb sold his entire allocation — his settlement wallet was emptied in July 2022 and now holds only dust.
How much of the total XRP supply does Ripple control?
About 37.2% of the 100 billion XRP is held by Ripple (escrow + operational). Including the founders’ personal holdings, insiders account for roughly 41.8% of total supply.
How we measure this
Every figure on this page is read from primary sources, not aggregators. Escrow is the sum of on-chain Escrow ledger objects (rippled account_objects); operational and founder balances are on-chain account balances; the XRP price is exchange-sourced. See the full methodology on the XRP Radar and the machine-readable supply dataset.
Track the full picture — where all 100 billion XRP lives (ETFs, treasuries, DeFi, RWA, exchanges, escrow) — on the XRP Radar.