XRPL Tokenized Assets Reach $400 Million
The XRP Ledger's tokenized asset market has grown from near zero in early 2025 to over $400 million by December, driven primarily by stablecoins and real-world asset (RWA) tokenization.
Key Highlights
- -$400M+ in tokenized assets on XRPL
- -Growth from near zero at start of 2025
- -900K-1M daily transactions on the network
- -Average payment value of $3,207 indicates institutional usage
RWA Tokenization
XRPL is becoming a hub for real-world asset tokenization. The network's low fees, fast finality, and regulatory clarity make it attractive for tokenizing traditional financial instruments. Integration with platforms like Securitize (BlackRock-backed) enables institutional-grade tokenization workflows.
Confidential Transactions Coming
XRPL is set to introduce confidential Multi-Purpose Tokens (MPTs) secured by zero-knowledge proofs (ZKPs). This upgrade, developed in collaboration with Ripple and partners, will enable private transactions for institutions while maintaining auditability - a crucial requirement for institutional DeFi adoption.
What This Means
The explosive growth in tokenized assets represents a fundamental shift in XRPL usage. Rather than just being a payment rail for XRP, the ledger is evolving into a platform for tokenized finance. If this trajectory continues, XRPL could become a significant player in the multi-trillion dollar RWA tokenization market being pursued by major financial institutions.